The Federal Emergency Management Agency (FEMA) has completed a major effort to develop detailed digital flood hazard maps that reflect current flood risks for Miami-Dade County. The new Flood Zone Maps replace existing maps by using updated and more detailed information.
The new maps also referred to as Flood Insurance Rate Maps (FIRMs) illustrate flood hazards throughout the County and are used when determining flood insurance policy rates. Residents and businesses can view the maps to better understand their potential flood risk to help identify steps they may need to take to protect against property damage and loss.
View the Flood Zone Maps using Miami-Dade County's interactive web tool.
Once you navigate to this web tool, please enter your address to view the map for your area. For confirmation of your property's official flood zone designation, contact DERM at 305-372-6466 or call your insurance agent.
Flood Zone Designations - what do they mean?
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Zone A is the flood insurance rate zone determined by approximate methods, as no Base Flood Elevations (BFEs) are available for these areas. Mandatory flood insurance purchase requirements apply.
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Zone AE is the flood insurance rate zone that corresponds with flood depths greater than 3 feet. Mandatory flood insurance purchase requirements apply.
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Zone AH is the flood insurance rate zone that corresponds to areas of shallow flooding with average depths between 1 and 3 feet. Mandatory flood insurance purchase requirements apply.
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Zone VE is the flood insurance rate zone that corresponds to coastal areas that have additional hazards associated with storm waves. Mandatory flood insurance requirements apply.
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Zone X and Zone X-500 are flood insurance rate zones that are outside the flood plain or with average flood depths of less than 1 foot. Flood insurance purchase is not mandatory.
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